Category Archives for "Articles"

Asset Allocation

by Tyler Vernon, CEO The stock market experienced a quick and powerful correction during the 4th quarter of 2018, led by trade wars, and a hawkish Fed.  These concerns abated as we entered 2019 and the US stock market was able to recover, hitting the highs that we saw in 2018. Nevertheless, the correction of 2018 […]

Continue reading

Opportunity Zone Investments

By Don Chambers The Federal government has created another giveaway program: opportunity zones. An opportunity zone is an economic region declared by state governments to be in need of external investment to stimulate real estate development and improvements. The Federal government encourages real estate investments in these zones by allowing tremendous tax advantages if 90% or more […]

Continue reading

Tax Day is Quickly Approaching

by Tyler Vernon April 15th is right around the corner and some investors are being surprised with tax bills.  Specifically, investors in equity mutual funds are seeing that not only were their portfolios down last year, but they have the added “pleasure” of paying capital gains taxes for gains that were realized inside their mutual […]

Continue reading

The Role of Bonds

by Justin Eccleston When yields decline on high-quality bonds, it’s common to look elsewhere to achieve higher yields. Oftentimes investors seek higher income by extending the duration or lowering the credit quality of their bond portfolio. Typically, lower quality bonds are more correlated to equity markets, especially during downturns. During these times the diversification benefits […]

Continue reading

Bogle Made Our Lives Better

by Dr. Don Chambers Much has been made recently of the role that John (Jack) Bogle played in pioneering the use of mutual funds that used passive indexation rather than active management. But I believe that his biggest legacy was in radically lowering the expense ratios of mutual funds. In the early 1980s I co-hosted […]

Continue reading

Are You Ready for Some Real Volatility?

by Don Chambers, January 2019 Stock markets exhibited substantial volatility in the end of 2018 (September through December). News reports described the declines as being historic by focusing on the large number of points that the Dow Jones fell on a few bad days: the Dow fell 500 points or more nine trading days in […]

Continue reading

Meeting Your Retirement Needs

by Tyler Vernon, CEO of Biltmore Capital Advisors Everyone wants to know if they are on track for retirement, and if/when they can afford to retire. One of the largest concerns for retirees today is a longer life expectancy.   Can one live and have enough financial resources to fund those years?  Will you run out […]

Continue reading