Category Archives for "Insights & News"

Are You Ready for Some Real Volatility?

by Don Chambers, January 2019 Stock markets exhibited substantial volatility in the end of 2018 (September through December). News reports described the declines as being historic by focusing on the large number of points that the Dow Jones fell on a few bad days: the Dow fell 500 points or more nine trading days in […]

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Meeting Your Retirement Needs

by Tyler Vernon, CEO of Biltmore Capital Advisors Everyone wants to know if they are on track for retirement, and if/when they can afford to retire. One of the largest concerns for retirees today is a longer life expectancy.   Can one live and have enough financial resources to fund those years?  Will you run out […]

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Trusting Cindy

by Tim Ralph As we meet with folks across America, we occasionally come across some unfortunate cases, where overly trusting people have been taken advantage of and their savings have been swindled. In this true story “Trusting Cindy,” we use fake names merely to provide a lesson to the reader. We recently visited with Cindy, age […]

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Inflation: Causes and Cures

by Don Chambers From a consumer’s perspective, inflation is rising prices. From an economist’s perspective inflation is better viewed as when the value money declines. These perspectives provide difference inferences as to the causes and cures of inflation. In the first view inflation is blamed on producers for raising the prices of their goods (especially […]

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The Importance of Financial Planning

by Tyler Vernon, CEO Everyone wants to know if they are on track for retirement, and if/when they can afford to retire. One of the largest concerns for retirees’ today is a longer life expectancy. Can one live and have enough financial resources to fund those years? Will you run out of money before you […]

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Stock Market Corrections…Will Happen

by Justin Eccleston Markets cannot and will not go up forever. Part of earning a reward is taking on risk. History has shown us that over the long term, a diversified portfolio of stocks has achieved new highs as investors have been patient and held them through the bad times. When markets do become volatile, […]

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Mid-Term Elections

by Timothy J. Ralph, Portfolio Manager With the November mid-term election right around the corner, I thought it would be fitting to discuss stock market (S&P 500) statistics during Presidential Cycle Year Midterms election. Chart 1: Mid-term year three-month seasonality tends to flip to positive from negative in August-October — this suggests becoming more bullish […]

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Politics You Can Bet On

by Dr. Donald R. Chambers In the midst of all the rancor of politics, lovers of investments and finance, one can find an oasis of sanity and orderliness on election betting markets. These websites facilitate speculation on the outcomes of various elections. For example, people can use these markets to make small bets on which […]

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